Bank fee discrepancy reviewer

An MVP, or minimum viable product, is the smallest version that your users can actually work with. It is not a cheap version of the full solution. It is a test, built to answer the questions that decide whether the rest is worth building.

1. Pick the riskiest assumption. Here: will small treasury teams use it to solve "bank charges are not compared with agreed schedules"?
2. Build only what tests it. One team, one use case, a few core modules. People do the rest by hand for now.
3. Run a paid pilot. Agree the acceptance criteria, input limits and reviewer responsibilities before starting.
4. Measure, then decide. Track confirmed fee discrepancies; reviewer correction minutes; buyer acceptance and repeat purchase. Then expand, change course or stop, with evidence instead of opinions.

MVP scope for this solution. Costed pilot: One organization, one defined input format and one representative pilot batch using redacted statements and approved fee agreements. Professional judgment, physical inspections, live external actions and production certification remain outside this prototype. Start with one buyer organization and a bounded set of representative inputs. Implement the first two modules: classify stated charges; recompute supplied rates. Support the third task through an assisted review queue: flag unexplained differences. Handle the remaining required functions manually until validated. Include input upload, source references, user correction, a reviewer approval step and export of treasury-reviewed fee report. Authentication, account isolation, deletion controls and basic operational logging are included. Specialized production certification, live write integrations and broader rollout are not included unless explicitly stated.

After the MVP. After paying customers repeatedly accept treasury-reviewed fee report, automate link proposed outputs to original source records; capture reviewer corrections and approval; export a versioned treasury-reviewed fee report. Add one tested read integration, reusable customer configuration and scheduled repeat delivery. Increase supported formats or teams only when evaluation cases and reviewer capacity cover the new scope. One organization, one defined input format and one representative pilot batch using redacted statements and approved fee agreements. Professional judgment, physical inspections, live external actions and production certification remain outside this prototype.

What the build depends on. Document alignment, field provenance, unit normalization, missing-value handling and reviewer correction. Similar-looking documents may contain materially different terms. Obtain representative authorized inputs, an agreed review rubric and a buyer-side owner. Specific scope: One organization, one defined input format and one representative pilot batch using redacted statements and approved fee agreements. Professional judgment, physical inspections, live external actions and production certification remain outside this prototype.

Pricing to test

Test USD 300-1,500 for one bounded comparison package, then USD 150-600 monthly for recurring volume with review limits. Complex expert interpretation is separately priced. Figures are hypotheses. For this buyer, package the first sale around prepare a sample treasury-reviewed fee report from a small authorized set of redacted statements and approved fee agreements and the defined treasury-reviewed fee report. Record actual review effort before offering a recurring allowance. The commercial pilot fee is distinct from the platform development budget.

Message to test

Evidence-linked checks of bank charges. Demonstrate the result with prepare a sample treasury-reviewed fee report from a small authorized set of redacted statements and approved fee agreements for small treasury teams. Use a concrete before-and-after example without promising unmeasured savings.

Where to find buyers

Accounting practices and controller communities

Lead magnet

Prepare a sample treasury-reviewed fee report from a small authorized set of redacted statements and approved fee agreements

The first 30 days

1. Week 1: interview five prospective buyers from small treasury teams and inspect how they handle bank charges are not compared with agreed schedules.
2. Week 2: prepare prepare a sample treasury-reviewed fee report from a small authorized set of redacted statements and approved fee agreements using authorized or synthetic material.
3. Week 3: share the demonstration through accounting practices and controller communities and seek one bounded paid pilot.
4. Week 4: measure confirmed fee discrepancies; reviewer correction minutes; buyer acceptance and repeat purchase, review delivery effort and ask for a repeat purchase. This is a validation schedule, not a promise that the full product can be built in thirty days.

Paid pilot

Agree the acceptance criteria, input limits and reviewer responsibilities before starting. Run prepare a sample treasury-reviewed fee report from a small authorized set of redacted statements and approved fee agreements and deliver treasury-reviewed fee report. Compare confirmed fee discrepancies; reviewer correction minutes; buyer acceptance and repeat purchase with the buyer's current process on comparable cases; include corrections, missed issues and reviewer time. Seek payment and repeat use. Stop or revise the scope if data access, accuracy or unit economics fail.

Success metrics

Confirmed fee discrepancies; reviewer correction minutes; buyer acceptance and repeat purchase

Retention and expansion

Build repeat use around treasury-reviewed fee report. Save approved configurations and review decisions with permission, revisit unresolved exceptions and show progress on confirmed fee discrepancies; reviewer correction minutes; buyer acceptance and repeat purchase. Offer a recurring volume allowance after repeat demand; expand to adjacent tasks only when the buyer asks and delivery quality remains acceptable.

Why clients would pick it

A niche comparison schema, reviewed extraction examples and clear handling of the differences that matter to a specific buyer. For this concept, accumulate permissioned examples and reviewer corrections around evidence-linked checks of bank charges. The durable asset is reliable task-specific execution and trusted customer configuration, not access to a general-purpose AI model.

Alternatives and positioning

Spreadsheet comparisons, professional reviewers, document diff tools and manual quote or contract review. Position this concept around evidence-linked checks of bank charges. Compare it against the customer's current process on the same representative task. This is proposed differentiation; no exhaustive competitor study or uniqueness claim has been established.

Main delivery costs

Document parsing, field alignment, source verification, expert interpretation, clarification rounds and changing document formats. Initial validation additionally budgets for representative sample preparation, interviews with small treasury teams, and qualified domain review of treasury-reviewed fee report. Track model usage, storage, reviewer minutes, exception handling and customer support per accepted deliverable.