Insurance that watches a gamer's health, in real time
For pro gamers, AI adjusts coverage based on how your hands and mind are holding up.
The problem
Professional gamers lose income when their hands give out. Traditional insurance doesn't understand repetitive strain, burnout, or a broken keyboard before a tournament. Underwriting takes weeks and asks the wrong questions.
What AI makes possible now
AI agents now monitor gameplay telemetry and biometric data continuously. A model trained on injury patterns reads your daily stress, sleep, and practice intensity. When it sees trouble, it adjusts your premium and sends a voice alert to your phone. Claims are instant: upload a doctor's note or an X-ray, and the system reads it, verifies it, and pays out.
How it works
- Connect your gaming accounts and a wearable. The agent sees your APM, wrist angle, and heart rate variability.
- Every night, the model recalculates your risk. If you're pushing too hard, your premium goes up and you get a rest nudge.
- File a claim by uploading a photo of a medical report. The AI reads the diagnosis and triggers payment within hours.
- Optional: add equipment coverage. The agent monitors your hardware diagnostics and replaces gear before it fails during a match.
The first thirty days
Ship hand and wrist injury coverage first. Use a simple wearable integration and a model that reads uploaded doctor's notes. Underwrite based on self-reported practice hours and basic health metrics. Automate claims with document parsing.
How it earns
Monthly subscription per player, with a performance-based adjustment. Sell through esports organizations and directly to full-time streamers.
Why now
Cheap inference makes continuous monitoring affordable. Esports earnings are at a point where players need real financial protection, not generic health plans.
First customers
Esports team managers insuring their rosters. Solo streamers earning over $80k a year from gaming.
The hard part
Regulators may push back on dynamic pricing for insurance. Requires enough claims data to train the underwriting model, which means early losses are possible.
Build this with us
We'd design the agent that watches player health and the claims pipeline that reads medical documents. If you know esports teams who need this, let's talk.