Micropayments that pay for themselves

The problem

You want to charge 10 cents for a recipe or 2 cents for a news story. Card networks take 30 cents plus a percentage. The math kills every small transaction before it starts. Creators give away work or bundle it into subscriptions that few people want.

What AI makes possible now

AI agents now batch your reader's tiny buys with those of others in real time. A model inspects the content before payment, flagging plagiarism or spam without human review. Voice authorization lets users say 'pay' while cooking, no screen needed. The cost of running a fraud check on a 1-cent payment is now a fraction of a fraction of a cent, so the economics finally work.

How it works

1. You add a one-line script to your site or newsletter.
2. A reader clicks or says 'pay 5 cents' to open up an article.
3. The AI holds that 5-cent intent in a secure pool with thousands of others, then settles one aggregated bank transfer every few hours.
4. Before releasing funds, the model verifies the content wasn't scraped from elsewhere and the reader's device isn't flagged for chargeback fraud.

The first thirty days

Ship a browser extension in 30 days that lets users tip any text-based page with a voice command. Behind it, a simple aggregation engine pools tips and pays out weekly to site owners who register. No site integration needed at first.

How it earns

Keep 1 cent per transaction when the payment is under 50 cents. Above that, switch to a flat 5% fee. The aggregation itself costs almost nothing to run.

Why now

Large language models can now scan a page for originality in milliseconds for under 0.001 cents, making per-transaction content checks viable.

First customers

Independent food bloggers who publish recipes behind a paywall. Newsletter writers who want to charge per issue instead of a monthly subscription.

The hard part

Getting card networks and banks to recognize aggregated batches as legitimate low-risk transactions. A single policy change could break the model.

Build this with us

Nexibeo will design the aggregation agent, host it, and handle the ongoing bank negotiations. You bring the first creators. Apply for a build slot and we launch together.